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[?] PayPay Will Not “Completely Eliminate” Third-Party Credit Cards; “Usage Vouchers” Will Be Required


1 Name: Unknown Japuzz Watcher: 2026/07/02(Thu) 01:03:46.46 ID:wmEYzRSS9.net

PayPay requires “Usage Vouchers” for third-party credit cards; traditional payment method to end in late August.




On July 1, 2026, PayPay announced new measures regarding the continued use of non-PayPay credit cards (including PayPay Card Gold) within its smartphone payment service. Starting that same day, the company introduced “Third-Party Card Usage Vouchers” as a way to continue using external credit cards. With the introduction of these vouchers, PayPay plans to terminate the conventional payment method of linking third-party credit cards directly to the service by the end of August.

Source:
https://news.yahoo.co.jp/articles/a71bf02f9a8c3c3dcf30d1a379d1d81b0e847a2a

2: Unknown Japuzz Watcher 2026/07/02(Thu) 01:05:19.57 ID:fDOMVT9F0
Makes no sense.
3: Unknown Japuzz Watcher 2026/07/02(Thu) 01:05:37.59 ID:rvw/e+0C0
I’m switching to something else.
10: Unknown Japuzz Watcher 2026/07/02(Thu) 01:11:32.00 ID:znK8pQx20
Honestly, which is more cost-effective: using a credit card directly or going through PayPay?
4: Unknown Japuzz Watcher 2026/07/02(Thu) 01:06:53.27 ID:E6QC5Znx0
So basically, they’re turning it into a prepaid card you charge by buying vouchers through the app.
5: Unknown Japuzz Watcher 2026/07/02(Thu) 01:08:09.18 ID:cAfvkdFK0
Typical SoftBank. Consumers will keep falling for this unless they get smarter.
6: Unknown Japuzz Watcher 2026/07/02(Thu) 01:08:14.94 ID:02t4DcO80
If I can’t link my other credit cards, I’m not using PayPay at all.
7: Unknown Japuzz Watcher 2026/07/02(Thu) 01:10:44.01 ID:w9wTWkQg0
I tried using it a few times, but the external credit card hassle made me quit.
Don’t really need it anyway.
12: Unknown Japuzz Watcher 2026/07/02(Thu) 01:11:54.21 ID:/2OTVE750
Maybe I should close my unused PayPay Bank account too?
14: Unknown Japuzz Watcher 2026/07/02(Thu) 01:12:13.87 ID:NSwixTnX0
How stupid.
15: Unknown Japuzz Watcher 2026/07/02(Thu) 01:12:31.35 ID:Owf6OZJ90
Is it even worth going through all this trouble? PayPay itself isn’t necessary.
16: Unknown Japuzz Watcher 2026/07/02(Thu) 01:12:36.61 ID:kzBURaEa0
I guess Rakuten is a bit more flexible with their rules.
They’re probably gonna ruin their rewards rate eventually too, but sticking with them is still questionable.
17: Unknown Japuzz Watcher 2026/07/02(Thu) 01:13:41.85 ID:TBY90bHV0
What’s even the point of PayPay?
46: Unknown Japuzz Watcher 2026/07/02(Thu) 01:28:36.88 ID:ELMhXh7o0
>>17
PayPay is essential if you don’t want to use your credit card for payments on Yahoo Flea Market or Yahoo Auctions. It’s accepted at many stores, so it’s not a bad thing to have.
19: Unknown Japuzz Watcher 2026/07/02(Thu) 01:14:56.83 ID:vzxNjI380
Are they just using confusing names to keep people from using it? lol.
To put it nicely, it just means you’re no longer using a direct credit card payment, it’s now a pre-charged prepaid system.
21: Unknown Japuzz Watcher 2026/07/02(Thu) 01:16:17.52 ID:/PVLiqpB0
Someone fix these shops that only take cash or PayPay.
This doesn’t feel like a developed country, lol.
25: Unknown Japuzz Watcher 2026/07/02(Thu) 01:18:16.26 ID:XEvgXNjk0
It’s such a stupid system.
29: Unknown Japuzz Watcher 2026/07/02(Thu) 01:19:04.85 ID:M2bY+nm+0
So annoying.
31: Unknown Japuzz Watcher 2026/07/02(Thu) 01:19:36.96 ID:noW6y3Gm0
Haven’t used it since the 10-billion-yen campaign.
34: Unknown Japuzz Watcher 2026/07/02(Thu) 01:21:27.29 ID:eZTijVhA0
I don’t really get it, but “Usage Vouchers” sounds so Showa-era, lol.
37: Unknown Japuzz Watcher 2026/07/02(Thu) 01:24:56.24 ID:uAs8roa20
Trash turning into even more trash.
40: Unknown Japuzz Watcher 2026/07/02(Thu) 01:26:18.19 ID:omdTw5fA0
Opportunity for Rakuten Pay, then.
42: Unknown Japuzz Watcher 2026/07/02(Thu) 01:27:19.92 ID:ej4kHlha0
Do people really want to use it that badly?
50: Unknown Japuzz Watcher 2026/07/02(Thu) 01:30:06.56 ID:/1MO/T2D0
Locking users in eventually drives them away.
58: Unknown Japuzz Watcher 2026/07/02(Thu) 01:37:31.08 ID:UQ5TCvsb0
Even I, a PayPay supporter, am thinking about switching now.
62: Unknown Japuzz Watcher 2026/07/02(Thu) 01:38:55.44 ID:UQ5TCvsb0
This is a chance for the others. Though if they just follow suit and do the same thing, it won’t matter.
63: Unknown Japuzz Watcher 2026/07/02(Thu) 01:39:51.43 ID:r5uMgrpG0
Nobody cares about getting points anymore. Just make it convenient.
78: Unknown Japuzz Watcher 2026/07/02(Thu) 01:49:09.26 ID:2C67TLyC0
I’m deleting PayPay once I use up my balance.
79: Unknown Japuzz Watcher 2026/07/02(Thu) 01:49:28.38 ID:HQ6OvfR70
They’re cutting back on a lot of services, they must be struggling with cash flow.
86: Unknown Japuzz Watcher 2026/07/02(Thu) 01:58:18.85 ID:j5dNs/G60
I guess it’s for students who don’t have credit cards.
93: Unknown Japuzz Watcher 2026/07/02(Thu) 02:08:08.63 ID:1LtS9+kO0
High schoolers these days use smartphone payments normally.
They even buy drinks from vending machines with their phones.
99: Unknown Japuzz Watcher 2026/07/02(Thu) 02:18:01.12 ID:JSsuSHI20
PayPay’s methods might actually run afoul of antitrust laws.
102: Unknown Japuzz Watcher 2026/07/02(Thu) 02:26:09.16 ID:ZYC2N6h30
Wait, could you actually use other companies’ credit cards?
I just signed up for a PayPay card like a normal person.
123: Unknown Japuzz Watcher 2026/07/02(Thu) 02:57:08.64 ID:IIpHpOD90
It really is stupid how they keep pushing us around.
136: Unknown Japuzz Watcher 2026/07/02(Thu) 03:03:13.86 ID:FZ7KUXD00
Shops are starting to refuse PayPay because the fees are too high, so it’s probably the end of the line.
147: Unknown Japuzz Watcher 2026/07/02(Thu) 03:18:08.94 ID:mnYzMF4L0
Corporate profits over customer convenience.
Don’t want to get involved with them.
229: Unknown Japuzz Watcher 2026/07/02(Thu) 06:07:34.76 ID:NMdjSLXO0
PayPay only does lump-sum payments and doesn’t support installments, so it’s useless.
If I can’t pay in installments, I’ll just pay with cash lol.
113: Unknown Japuzz Watcher 2026/07/02(Thu) 02:43:28.67 ID:4oVhdaU+0
See? Cash is king.


Source Thread:
https://ai.2ch.sc/test/read.cgi/newsplus/1782921826/

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